For First Time Buyers, buying your first home can and should be a fun and exciting, as well as a stressful experience. It will also probably be the single largest investment you ever make. For this reason, it is important to be informed. I’ve listed things to consider that can help you eliminate much of the guesswork and make you a much more informed buyer, so that your home purchase can be fun. 1. SET A BUDGET
This is one the things that most buyers are considering since this will deeply affect their decision in purchasing their new home. Buyers should have already saved enough equity for their down payment. For more information read here 2. GET A PRE-APPROVED LOAN If you’re planning to apply for a home loan, one of the things to consider is your qualification. Ask yourself, do you have the financial capacity? Am I eligible? Some of the mistakes buyers end up losing money is because they haven’t checked if they are qualified for a home loan. For more information read here 3. LOOK FOR THE RIGHT PROPERTY Start by searching the Internet to get an idea of what kind of property you’re looking for. You should personally check the property to get a good feel about it. Things to Consider :
4. VERIFY THE DOCUMENTS If you’re certain that you’ve found that right home for you, ask for a copy of the title and tax declaration to verify its authenticity For more information read here 5. HIRE A LICENSED REAL ESTATE BROKER Since you’re a first time buyer with little or no knowledge in Real Estate, a trusted real estate broker will help you look for that right property for you. He might have some interesting listings that are out in the market. 6. MAKE AN OFFER If you found the right property for you then you should start making an offer. Your real estate broker will prepare the contract and review it with you. Once you and the owner made an agreement, then you’re on your way to owning your dream home. Things to Consider :
7. PLAN YOUR MOVE-IN EXPENSES Make sure that you’ve allocated enough budget to buy your furnitures and even renovations, if you going to need one. 8. ENJOY YOUR NEW HOME! Buying a Home is a human necessity. It will make you secure and gives you a sense of satisfaction.
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